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When property damage forces you out of your home, additional living expenses (ALE) like food could be covered as part of your insurance claim, but only under specific conditions. If your normal food spending increases because you're eating out more often during repairs, insurance maybe cover the difference between your usual costs and what you're now spending (assuming you have ALE coverage). ALE coverage is meant to offset the increased cost of living outside of your home. It's not a blank chec
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