What is the Difference between Stocard and Wallet? So many people have asked this question. They are two of my most favourite apps on my iPhone. Stocard is a Loyalty Card app that allows you to store all of your loyalty card details in one place so you don't have to have a bulging wallet or purse. It can also has a special offer tab for all of the cards you have added so you don't miss out on any specials. The Wallet App is for using Apple Pay to pay with one of your exisiting debit cards or cre